Jobs In Mumbai For Freshers

Ambient Consultancy LLP

Credit Analyst

Job Description

Summary:

The purpose of the role is to support Australian mortgage brokers in document preparation, packaging, and submission of loan applications to a variety of lenders. The role will include conducting data entry into client-specific CRMs up to the lender online lodgement system via Apply Online and then onto Settlement.

Detailed Description:

  • Must have in-depth knowledge and understanding of the Australian mortgage process (Initial Processing – Settlement)
  • Timely and accurate input of customer applications from various Client Fact Finds into multiple systems.
  • Indexing and organizing supporting documents and identifying gaps
  • Packaging (preparing various documents such as a statement of advice or SOCA, NCCP documents – Credit Guide, and all other pertinent paperwork as required) and submitting customer applications to the lender. This includes interpreting lender credit requirements to ensure the appropriate supporting documents are held and provided to the lender Supporting documents must also be scanned into broker software.
  • Follow up with Lenders to ensure the file progresses in a timely manner.
  • Request pricing discounts from lenders, order valuations and organize property reports.
  • Good understanding of Serviceability Calculators
  • Updating tracking worksheet and/or software to ensure brokers are always aware of the loan status.
  • Customer follow-up (if required) for any outstanding documents.
  • Monitor applications daily and report on progress.
  • Send supporting documents and email pack to the lender after lodgement.

Knowledge, skills-set, and experience required:

Strong background in the use of specific AU-identified CRM i.e. Mercury (M5 & Nexus), Infinity, Podium, Flex, MyCRM, Sales Trekker, and Apply Online

Excellent working knowledge of mortgage originations; specifically, mortgage operations.

Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements and lending guidelines, governmental and agency requirements, terminology, and automated processing systems.

Able to Organize and review loan documentation.

Strong written and verbal English proficiency

Willing to undergo further training where needed.

Well-developed ability to manage multiple tasks/projects and deadlines simultaneously.

Candidates with strong end-to-end Para broking experience will be a great advantage.

Job Types: Full-time, Fresher

Salary: ₹300,000.00 – ₹360,000.00 per year

Benefits:

  • Paid sick time
  • Paid time off

Schedule:

  • Day shift
  • Morning shift

Supplemental pay types:

  • Yearly bonus

Application Question(s):

  • Do you have excellent written and oral English skills?
  • Can you commute to Kandivali East every day (Monday to Friday)?
  • Can you commit to working from 6 am to 2.30 pm every day (Monday to Friday)?
  • The salary range for this job is 300,000 to 360,000 p.a, do you still wish to apply?
  • The job will require you to work on some Saturdays (a maximum of 12 Saturdays a year), can you commit to this?

To apply for this job please visit in.indeed.com.