HDFC Bank Vacancy In Bikaner


Retail Assets

Job Description 

Position description:

Responsible for sourcing business for the Gold Loan team

Primary Responsibilities:

  • Sourcing Business- Solely responsible to source business through open market
  • Need to create database of potential customers using lead generation tools
  • Will work in catchment area and seek out new sales opportunities for driving revenue
  • Relationship with customers:
  • Sales Officer need to build and develop good relation with customer’s and cater their gold loan needs according the requirement
  • Need to sustain long-lasting relations with customers to focus more renewals of loan.
  • Promotional Activities:
  • Need to generate more business for team by conducting promotional activities like distribution of leaflet, canopy activity, ATM activities
  • Need to conduct activities in residential & industrial places to create awareness of Gold loan amongst people.
  • Cross Selling:
  • Login FTR files at Local Ops/RAOPS
  • Follow up with the Local Ops/RAOPS and ensure all cases are disbursed timely and not screwed towards the end of the month.

Additional Responsibilities:

  • Processing Rights:
  • Will be having rights of maker in LOS and has to initiate transaction in the system
  • Sales officer will be signatory to the documents pertaining to the loan and mandatory presence is required during the processing of loan
  • He is also construed as a pseudo custodian for the entire transaction
  • Need to ensure all KYC copies are checked with originals and signed OSV, if required need to collect documents from customer’s residence as per policy requirement

Educational qualifications preferred

  • Category: Bachelor’s Degree, Master’s Degree
  • Academic score: 50% +

Required work experience

  • Industry: BFSI
  • Role: Sales
  • Years of experience: 1 to 3

Required Knowledge:

Work experience in the profile

Required Skills:

  • Good Team spirit
  • Inter personal skill
  • Time / Team Management
  • Good communication skill


  • Reporting Designation: Sales Manager – GL
  • Reporting Department-Sub BU: Retail Assets – Gold Loan

Specific requirements

  • Travel: Customer Visits

Other details

  • Contract Types: PERMANENT

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